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メリルリンチの証券取引の現金管理システム
ビ ジ ネ ス モ デ ル 特 許 の 事 例
 

(1)メリルリンチの証券取引の現金管理システム
System for processing and supervising
a plurality of composite subscriber accounts


弁理士 古谷栄男
Hideo Furutani, Patent Attorney



権利者など


米国特許   4346442
権利者    merril lynch証券
相手方    Pain, Webber, Jackson & Curtis
特許出願   1980年
事件     1983年



発明の概要


証券取引の現金管理のシステムに関する特許である。



事件の概要


権利者merril lynchの本件特許につき、地方裁判所での侵害事件訴訟において、これが法定の主題に該当するか否かが争われた。デラウエア地裁は、法定の主題であるとして特許を有効に維持した。
Pain, Webber, Jackson & Curtis vs Merril Lynch, Pierce, Fenner & Smith, 564 F.Supp.1358, 218 USPQ 212
日本へは出願されていない。



CLAIMS


Claim 1
In combination in a system for processing and supervising a plurality of composite subscriber accounts each comprising a margin brokerage account, a charge card and checks administered by a first institution, and participation in at least one short term investment, administered by a second institution,
said system including brokerage account data file means for storing current information characterizing each subscriber margin brokerage account of the second institution, manual entry means for entering short term investment orders in the second institution, data receiving and verifying means for receiving and verifying charge card and check transactions from said first institution and short term investment orders from said manual entry means,
means responsive to said brokerage account data file means and said data receiving and verifying means for generating an updated credit limit for each account, short term investment updating means responsive to said brokerage account data file means and said data receiving and verifying means for selectively generating short term investment transactions as required to generate and invest proceeds for subscribers' accounts,
wherein said system includes plural such short term investments, said system further comprising means responsive to said short term updating means for allocating said short term investment transactions among said plural short term investments, communicating means to communicate said updated credit limit for each account to said first institution.



REFERENCES


・牛久健司「ソフトウエア関連発明の特許性」AIPPI 39巻6号、7頁



NOTES


この資料は、'99夏〜'99年末にかけて行った講演の配付資料に、最新情報を加えて、加筆訂正したものです。下記の著作権表示さえしていただければ、複製して配布していただいて結構です(商業的用途を除く)。
(C)1999 HIDEO FURUTANI / furutani@furutani.co.jp



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